Rate Table

10 September 2025, 00:01

Classic

Decrease

N/A

6.62% MER

N/A

N/A

LTM

10 September 2025, 00:01

Horizon and Horizon Interest Reward

Increase

N/A

6.63% MER

9 September 2025, 23:59

30 September 2025, 23:59

LTM

10 September 2025, 00:01

Maxi Choice

Increase

N/A

7.18% MER

9 September 2025, 23:59

10 September 2025, 00:01

LTM

10 September 2025, 00:01

Capital Choice

Increase

N/A

7.15% MER

9 September 2025, 23:59

30 September 2025, 23:59

LTM

10 September 2025, 00:01

Emerald

Increase

N/A

7.05% MER

N/A

N/A

LTM

4 September 2025, 10:00

Capital Select excluding Platinum and Platinum Plus products for additional borrowing

Increase

N/A

7.01% MER

N/A

18 September 2025, 23:55

LTM

3 September 2025, 00:01

Omni

Increase

N/A

9.48% MER

2 September 2025, 23:59

N/A

LTM

3 September 2025, 00:01

Tailored Lifetime C3 - C7

Increase

N/A

7.00% MER

2 September 2025, 23:59

3 September 2025, 00:01

LTM

3 September 2025, 00:01

Heritage

Increase

N/A

7.00% MER

N/A

N/A

LTM

3 September 2025, 00:01

J1, J2, J2.5, J3 and J4

Increase

N/A

6.71% MER

N/A

17 September 2025, 23:59

LTM

3 September 2025, 00:01

Horizon and Horizon Interest Reward

Increase

N/A

6.44% MER

2 September 2025, 23:59

23 September 2025, 23:59

LTM

3 September 2025, 00:01

Classic

Increase

N/A

6.52% MER

N/A

N/A

LTM

1 September 2025, 00:01

Retirement Interest Only 5 year discount

Decrease

N/A

5.34% MER

N/A

N/A

Mortgage

29 August 2025, 17:30

Lifetime

Increase

N/A

7.24% MER

N/A

N/A

LTM

29 August 2025, 00:01

Lifestyle

Increase

N/A

6.53% MER

N/A

12 September 2025, 23:59

LTM

28 August 2025, Instant

Resi retire and RIO new business

Decrease

N/A

5.65% MER

N/A

N/A

Mortgage

27 August 2025, 00:01

Emerald

Increase

N/A

6.99% MER

26 August 2025, 23:59

21 day individual KFI validity

LTM

27 August 2025, 00:01

Horizon and Horizon IR

Increase

N/A

6.39% MER

26 August 2025, 23:59

16 September 2025, 23:59

LTM

27 August 2025, 00:01

Maxi Choice & Maxi Zero

Increase

N/A

7.12% MER

26 August 2025, 23:59

16 September 2025, 23:59

LTM

22 August 2025, 00:01

Plus

Increase

N/A

6.93% MER

21 August 2025, 16:29

5 September 2025, 17:00

LTM

22 August 2025, 00:01

Lifestyle

Increase

N/A

6.68% MER

21 August 2025, 16:29

5 September 2025, 17:00

LTM

21 August 2025, 10:00

Capital Select

Increase

N/A

6.59% MER

21 August 2025, 09:59

4 September 2025, 23:55

LTM

20 August 2025, 18:00

RIO's

Increase

N/A

6.75% MER

N/A

N/A

Mortgage

20 August 2025, 00:01

Horizon

Increase

N/A

6.32% MER

19 August 2025, 23:59

9 September 2025, 23:59

LTM

18 August 2025, 00:01

Classic

Increase

N/A

6.44% MER

N/A

N/A

LTM

16 August 2025, 00:01

Classic

Increase

N/A

N/A

N/A

N/A

LTM

11 August 2025, 00:01

Classic

Decrease

N/A

6.29% MER

N/A

N/A

LTM

9 August 2025, 00:01

Horizon

Decrease

N/A

6.30% MER

8 August 2025, 23:59

N/A

LTM

8 August 2025, 18:00

RIO

Decrease

N/A

6.7% MER

8 August 2025, 17:59

N/A

Mortgage

8 August 2025, 17:30

Equity Release

Increase

N/A

6.94% MER

N/A

N/A

LTM

8 August 2025, 00:01

Lifestyle

Decrease

N/A

6.30% MER

N/A

N/A

LTM

8 August 2025, 00:01

Emerald

Decrease

N/A

6.84% MER

8 August 2025, 00:01

N/A

LTM

8 August 2025, 00:01

Maxi Choice

Decrease

N/A

6.97% MER

7 August 2025, 23:59

N/A

LTM

5 August 2025, 00:01

Classic

Decrease

N/A

6.33% MER

4 August 2025, 23:59

N/A

LTM

2 August 2025, 00:01

Horizon 200-300 and 400-550

Increase

N/A

6.25% MER

1 August 2025, 23:59

22 August 2025, 23:59

LTM

1 August 2025, 14:00

RIO

Increase

N/A

6.75% MER

N/A

N/A

Mortgage

1 August 2025, 14:00

PTLM

Increase

N/A

6.68% MER

N/A

N/A

LTM

1 August 2025, 00:01

Lifestyle and Drawdown

Increase

N/A

6.54% AER

31 July 2025, 16:30

15 August 2025, 17:00

LTM

1 August 2025, 00:01

Maxi Choice 7-year ERC plans

Decrease

N/A

7.07% MER

31 July 2025, 23:59

N/A

LTM

1 August 2025, 00:01

Emerald

Decrease

N/A

6.94% MER

31 July 2025, 23:59

N/A

LTM