Stay up-to-date with the latest application deadlines for each rate change in the later life market.
Live date | Lender | Product | Rates changing | Closing rate from | New rates from | KFI end date | App submission deadline | LTM/Mortgage |
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25 June 2025, 00:01 |
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J1 |
Increase
|
N/A | 6.53% MER | N/A | 9 July 2025, 16:30 | LTM |
25 June 2025, 00:01 |
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Classic |
Decrease
|
N/A | 6.19% MER | N/A | N/A | LTM |
24 June 2025, 00:01 |
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Lifestyle |
Increase
|
N/A | N/A | 23 June 2025, 16:30 | 8 July 2025, 23:59 | LTM |
19 June 2025, 00:01 |
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Classic |
Decrease
|
N/A | 6.53% MER | N/A | N/A | LTM |
18 June 2025, 00:01 |
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Horizon |
Decrease
|
N/A | 6.23%MER | 17 June 2025, 23:59 | N/A | LTM |
16 June 2025, 00:01 |
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In Retirement |
Increase
|
N/A | 5.99% MER | N/A | N/A | Mortgage |
13 June 2025, 00:01 |
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Lump Sum Lifestyle |
Increase
|
N/A | 6.43% AER | 12 June 2025, 16:00 | 27 June 2025, 23:59 | LTM |
12 June 2025, 00:01 |
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Horizon |
Decrease
|
N/A | 6.35% MER | N/A | N/A | LTM |
12 June 2025, 00:01 |
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Classic range |
Decrease
|
N/A | 6.28% MER | N/A | N/A | LTM |
5 June 2025, 00:01 |
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Lump Sum and Drawdown Plus |
Increase
|
N/A | 6.73% MER | 4 June 2025, 16:00 | 19 June 2025, 00:01 | LTM |
5 June 2025, 00:01 |
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LTM |
Increase
|
N/A | 6.49% MER | N/A | N/A | LTM |
3 June 2025, 00:01 |
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Horizon Fee Free |
Increase
|
N/A | 6.49% MER | 2 June 2025, 23:58 | 23 June 2025, 23:58 | LTM |
2 June 2025, 10:00 |
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Capital Select |
Increase
|
N/A | 6.40% MER | 16 June 2025, 23:55 | LTM |
2 June 2025, 00:01 |
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Retirement fixed |
Increase, Decrease, or Stay Same
|
N/A | 5.49% MER | N/A | N/A | Mortgage |